AUTOSURE From ANPAC™
Better
Value Means Getting the Personal Touch.
Because you want the best value
for your money, in some circumstances it
may make sense to purchase an item over
the phone, through the mail, or on your
personal computer. But, not always!
Without the right insurance protection,
you and your family might not be able to
pay for necessary medical treatments,
car repairs, legal fees, and other costs
that come with being involved in an
accident whether you're at fault or not!
When you choose AUTOSURE FROM ANPAC™,
you get a professional agent who lives
and works in your community, who
understands your financial needs. Your
local American National agent will meet
with you personally to help you make
sure your family's insurance protection
has the right features for you, so that
you're protected when you need it most!
Better Value Means
Money Saving Features.
Automatic Rental Coverage
We decided our customers need rental car
coverage automatically included in their
policy at no extra charge. Most
companies charge for this features.
One Deductible for Multiple Losses
If you insure your auto and home with
ANPAC, our
Common Cause of Loss Deductible
allows you to pay one deductible even if
more than one item is damaged or
destroyed by a single event.
Collision Waiver
If you should be involved in an accident
with another car insured with ANPAC,
all or a portion of your collision
deductible may be automatically waived.
Other valuable, innovative features
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Good student discount
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Passive restraints discounts
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Ticket-free discounts
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Special rates for drivers age 45 &
over
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No deductible for windshield repair
Discounts and policy provisions may
vary by state. Check with your agent
about coverages available in your state
and the provisions applicable.
Better Value Means Superior Service.
ANPAC is proud to be named to the 2003
Ward's 50 Benchmark Group for achieving
outstanding financial results in the
areas of safety, consistency and
performance since 1994.
Our Innovative CA$HBACK from
ANPAC®
Pays you 25% of your combined auto and
homeowners premiums if you remain claim
free for the first three years.
TLC (Tri-Line Coverage®)
Discount
Choose American National for your auto,
home and life and you'll receive a
special discount on qualifying auto and
home premiums. It's our way of rewarding
customers who trust American National
with all three insurance needs.
Fast Efficient Claim Service
Report claims toll-free at
1-800-333-2860 24-hours a day, 7 days a
week. Nine out of ten customers tell us,
based on our claims service, they would
recommend ANPAC to someone they know.
AUTOSURE FROM ANPAC™
Offers a Full Line of Coverages.
Liability - Pays for damages due
to bodily injur and/or property damage
from a covered loss for which an insured
is legally liable. This coverage
includes defending you in a lawsuit,
bail, bond expense, attorney fees, and
medical first aid at the accident scene.
Medical Payments - Pays for
reasonable and necessary medical
expenses arising out of an accident up
tot he limit purchased per person.
Personal Injury Protection - Pays
for reasonable and necessary medical
expenses and lost wages arising out of a
covered accident up to the limit
purchased per person.
Comprehensive - Pays for loss or
damage to your insured car by a covered
loss other than a collision or upset.
This included but is not limited to:
theft, fire, missiles, falling objects,
larceny, explosion, windstorm, hail,
water, vandalism or malicious mischief,
riot, impact with animals, and glass
breakage.
Collision - Pays for damage to
your insured car resulting from a
collision or upset.
Towing and Labor - Pays towing
and labor costs incurred each time your
insured car is disabled. Labor costs at
the place of disablement are covered.
Rental Reimbursement and Travel
Expense - Pays up to $25 per day
rental expense while your car is being
repaired due to a covered loss for up to
30 days. Higher limist are available.
If the loss occurs more than 50 miles
from home, extra expenses incurred for
meals, lodging and transportation fares
to return to your home or your
destination are covered.
Uninsured Motorist - Pays for
damages for bodily injury to an insured
person caused by a motor vehicle driven
by a legally liable, but uninsured or
unknown (hit and run) driver.
Underinsured Motorist - This
coverage applies when your bodily injury
is caused by an underinsured motor
vehicle, as defined in the policy.
Accidental Death, Dismemberment,
Disability - Pays up to a specified
amount for death, loss of limbs, loss of
sight and certain other injuries to
designated person(s) resulting from a
car accident.
Work Loss Coverage - Pays
designated person(s) up to 85% of
earnings lost because of auto accident
injuries subject to certain maximum
limits shown in the policy.
This summary of coverages is not a
statement of contract. Some coverages
may not be available in all states. All
coverages are subject to the exclusions,
conditions and requirements stated in
the policy.
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