ANPAC Umbrella
Liability
What
would you do if
a legal judgment
against you was
greater than
your primary
insurance
limits?
Everyday you
hear about high
dollar judgments
that have been
awarded to
injured parties.
Accidents are
bound to happen
and today's
litigious
society paves
the way for many
additional high
dollar lawsuits.
A legal judgment
against you,
that is more
than your
primary
insurance
limits, could
leave you in a
financial bind
for the rest of
your life.
Take for
Instance:
You are late for
work and run a
red light. As a
result, your car
hits a school
bus and several
young passengers
are injured. One
of the
passengers is a
13-year old who
suffers severe
brain damage.
The family of
the 13-year old
sues you and
receives a
judgment for
$750,000. Your
primary
automobile
insurance
coverage limit
is $300,000. who
pays the
remaining
$450,000? You
do!
This type of
judgment could
involve
attachments to
assets like
your:
-
Home
-
Paycheck
-
Savings
Accounts
-
Stocks
-
Bonds
-
Mutual Funds
-
Car
-
Boat
-
Many more!
ANPAC's
Personal
Umbrella policy
provides:
Up to $5 million
additional
financial
protection for
your family over
your primary
limits includes:
-
Bodily
Injury
-
Property
Damage
-
Libel
-
Slander
-
Wrongful
Eviction
-
Defamation
of Character
Minimum
Primary Limits
Required:
Automobile
Liability -
*
$250,000/500,000
- Bodily
Injury and
*
$100,000
Property
Damage
Personal
Liability -
* $300,000 -
Comprehensive
Personal
*
Liability
and
Homeowners
Farm
Liability -
* $500,000 -
Farmers
Comprehensive
Liability
Watercraft
Liability -
* $300,000
Watercraft
Liability
Rental
Owners
Liability -
* $300,000 -
up to 10
locations
(not to
exceed
* 4
units per
location,
total of 20
units
*
Requirements may
vary by state.
This website
represents only an
outline of the
coverages provided
and may not be
available in all
states. Please refer
to the policy for
specific wording and
any applicable
exclusions.
